#ISO CLAIMSEARCH FREE#
If you have any questions about your rights under personal injury or workers compensation law, call me for a free consultation: (804) 251-1620 or (757) 810-5614.
#ISO CLAIMSEARCH ISO#
And why you should ask for and review the ISO Report for accuracy.
Keep reading to learn more about the information the insurance company or third party claim administrator ( TPA) such as Sedgwick or Gallagher Bassett may be able to get about your past car accidents and workplace injuries – even if you don’t tell them about those incidents. So it doesn’t make sense to hide past claims or injuries, particularly when that information is likely to come out anyway, hurting your credibility, and when you can still win your case despite pre-existing conditions such as degenerative disc disease or arthritis. Thanks to the ISO Search, the insurance claim adjuster may know about your past insurance claims before calling you, or within a day of your first telephone conversation or email. According to its website, ISO ClaimSearch is used by thousands of insurance companies and third party administrators: about 90 percent of the casualty/property insurance industry by premium volume. The ISO Search is a tool used by insurance companies to investigate your claim history when you seek workers compensation benefits after an on-the-job injury or occupational disease or monetary damages because of another driver’s negligence. The purpose of this article is to discuss one of these reasons: the ISO Search. There are several reasons you should come clean and disclose past accidents or injuries. Or if you did not file a workers comp claim or a civil action based on tort and negligence law because of the past accident.īut here is my advice: Don’t hide past insurance claims based on personal injury! Disclose them.
Especially if the crash was a minor fender bender or the work-related injury required no treatment or time missed from work. It may be tempting to hide one or more of your past auto accidents or work injuries. This is usually allowed under state and federal Rules of Evidence and the Rules of the Workers Compensation Commission. When you file a claim after a car accident or work-related injury, the insurance company will begin to investigate.Īt some point during its investigation, either during a recorded statement (attorney tip: never give one) or deposition, or as part of written discovery and interrogatories, the insurance company will ask you about past accidents and injuries. Learn What Information the Insurer Can Discover About Your Personal Injury Claim History The ISO Search: How Insurance Companies Find Out About Past Motor Vehicle Accident and Workers Comp Claims You Have Filed
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